Blue Guardian
ae
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About Blue Guardian
Blue Guardian is a prop trading firm offering simulated CFD and Futures trading programs, including evaluation challenges and instant funding options. The CFD side currently offers account sizes from $5,000 to $400,000, with several evaluation structures and different drawdown rules.
In this Blue Guardian review, I have focused on the current rules, pricing displayed by Blue Guardian, payout conditions, trading restrictions, platforms, and the details that can easily be missed when choosing an account.
The biggest things to understand are the difference between static and trailing drawdown, the Guardian Shield, funded-account news restrictions, the 2-minute minimum holding rule, and the conditions attached to payouts.
Firm Key Specifications
Leverage Matrix by Asset Class
| Asset Class | Instant | 1-Step | 2-Step | 3-Step |
|---|---|---|---|---|
| Forex | 1:30 | 1:50 | 1:50 | N/A |
| Indices | 1:10 | 1:20 | 1:10 | N/A |
| Commodities | 1:10 | 1:20 | 1:10 | N/A |
| Crypto | 1:2 | 1:2 | 1:2 | N/A |
Trading Commissions & Spreads
$5 per lot
$0
$5/ per lot
$0
Challenge Rules & Constraints
The rules are different for each Blue Guardian model, so I would not choose an account based only on the advertised profit split.
1 Step Standard
The current 1 Step Standard rules are:
- Profit target: 10%
- Maximum daily loss: 4% of initial balance
- Maximum overall drawdown: 6% trailing
- Minimum trading days: 3 profitable days
- A profitable trading day requires at least 0.5% profit
- Profit split: 85%
- Optional 90% profit-split add-on
- Standard payout cycle: 14 days
- Optional 7-day payout add-on
- Minimum payout: $100 Crypto / $500 Rise
- EAs: allowed
- Overnight holding: allowed
- Weekend holding: allowed
- Minimum holding time: 2 minutes
- Funded Guardian Shield: 2% floating loss
The daily loss resets at 5 PM EST and uses the higher of balance or equity at the reset when calculating the next day's limit.
One important detail is the trailing drawdown. Once the account reaches 6% profit, the trailing drawdown locks at the starting balance. A 1% fixed withdrawal buffer then applies.
2 Step Standard
The 2 Step Standard account has:
- Phase 1 target: 8%
- Phase 2 target: 4%
- Maximum daily loss: 4%
- Maximum overall drawdown: 8% static
- Minimum trading days: 5 profitable days
- Minimum profitable-day threshold: 0.5%
- Profit split: 85%
- Optional 90% add-on
- Standard payout cycle: 14 days
- Optional 7-day payout add-on
- EAs: allowed
- Overnight holding: allowed
- Weekend holding: allowed
- Minimum holding time: 2 minutes
- Guardian Shield: 2% floating loss
The static 8% drawdown does not trail your account's profits in the same way as the 1 Step Standard or 2 Step Pro models.
2 Step Pro
The 2 Step Pro is a different model from 2 Step Standard.
Its current rules include:
- Phase 1 target: 10%
- Phase 2 target: 4%
- Maximum daily loss: 4%
- Maximum overall drawdown: 10% trailing
- Minimum trading days: 4 profitable days
- Funded consistency rule: 25%
- Profit split: 85%
- Optional 90% add-on
- Standard payout cycle: 14 days
- Optional 7-day payout add-on
- EAs: allowed
- Overnight holding: allowed
- Weekend holding: allowed
- Minimum holding time: 2 minutes
- Guardian Shield: 2% floating loss
Once the 10% trailing drawdown reaches the starting balance, a 1% withdrawal buffer applies.
3 Step
The 3 Step model uses three phases:
- Phase 1 target: 6%
- Phase 2 target: 6%
- Phase 3 target: 6%
- Maximum daily loss: 4%
- Maximum overall drawdown: 8% static
- Minimum trading days: 3 profitable days
- Minimum profitable-day threshold: 0.5%
- Profit split: 85%
- Optional 90% add-on
- Standard payout cycle: 14 days
- Optional 7-day payout add-on
- EAs: allowed
- Overnight holding: allowed
- Weekend holding: allowed
- Minimum holding time: 2 minutes
- Guardian Shield: 2% floating loss
The three-phase structure can be useful for traders who prefer smaller individual targets rather than trying to reach a 10% target in one evaluation phase.
Instant Standard
Instant Standard skips the evaluation phase.
Current rules include:
- No profit target
- Maximum daily loss: 3%
- Maximum overall drawdown: 6% trailing
- Minimum trading days for payout: 5 profitable days
- Consistency: 20%
- Profit split: 80%
- Optional 90% add-on
- Instant/on-demand payout structure
- Minimum payout: $100 Crypto / $500 Rise
- EAs: allowed
- Overnight holding: allowed
- Weekend holding: allowed
- Minimum holding time: 2 minutes
- Guardian Shield: 1% floating loss
The 20% consistency rule does not automatically breach the account. Instead, if one trading day represents 20% or more of total profits for the payout period, the payout request remains unavailable until the ratio falls below 20%.
For Instant Standard accounts purchased after November 13, 2025, Blue Guardian says news trading is not allowed.
Instant Starter
Instant Starter is a separate $5,000 account.
The current rules are:
- Price: currently advertised at $10
- Initial balance: $5,000
- No evaluation
- No profit target
- Maximum daily loss: 3%
- Maximum overall drawdown: 5% trailing
- Minimum trading days: 5 profitable days
- Profit split: 90%
- Maximum profit/payout cap: $250
- One payout only
- Consistency: 15%
- News trading: allowed
- EAs: allowed
- Overnight holding: allowed
- Weekend holding: allowed
- Minimum holding time: 2 minutes
- Guardian Shield: 1% floating loss
Only one Instant Starter account can be purchased per trader. Once the single payout is processed, the account is permanently closed.
Available Challenge Programs
| Program Name | Type | Drawdown (Daily/Max) | Profit Split | Min Trading Days | Fee |
|---|---|---|---|---|---|
| Instant Standard $5K Account Size: $5,000 | Instant | 3.00% / 6.00% | 80% | 0 Days | $72.00 $54.00 |
Payout Details & Refund Policy
Payout Terms
Payout Rules
For standard funded accounts, Blue Guardian currently lists an 85% profit split, with an optional 90% add-on for eligible accounts.
The standard payout schedule is every 14 days. A 7-day payout add-on is available for eligible evaluation accounts.
To request a payout, traders must:
- Complete the required minimum trading days
- Keep the account above its starting balance
- Have no active rule violations
- Close all positions and orders before submitting the request
Blue Guardian processes payouts through Crypto or Rise Works. The minimum withdrawal is currently $100 via Crypto or $500 via Rise. The current payout page also states that payouts carry a 2% processing fee.
Instant Payouts
Instant Standard and Instant Starter use an instant/on-demand payout structure, but the minimum trading days and consistency rules still apply.
Payout Caps
For $200K, $300K, and $400K Instant accounts, the first two reward requests are capped at $10,000 each. After two successful payouts, the cap is removed subject to the firm's rules and compliance review.
Instant Starter has a much smaller structure: the maximum payout is $250, and there is only one payout before the account closes.
24-Hour Payout Guarantee
Blue Guardian says approved payouts are processed within 24 business hours. If the payout exceeds that period, the firm says the trader receives $1,000 in compensation.
The guarantee has exceptions, including weekends, bank holidays, compliance/risk reviews, and delays related to Rise onboarding or a pending trader response.
So I would not read the 24-hour guarantee as an automatic approval guarantee. It concerns the processing time for eligible payout requests.
Refund Policy
Blue Guardian's current refund policy says that once a purchase has been made and the evaluation credentials have been emailed, refunds are not accepted and all sales are final.
This is important because older information about Blue Guardian refunds may differ from the current policy. For a purchase, the current official refund policy should take priority.
